What We Will Do For You Eliminate unsecured debt in just 20 to 35 months* Reduce debts down to just 55-65 cents on the dollar including payments and fees Relieve the pressure and stress that comes with being in debt Help you to handle creditors and get on with your life Help you settle your debts and regain your life

We are a national company that specializes in substantially reducing the amount of unsecured debt owed. We help individuals avoid bankruptcy by settling their debts. By completing this program you will once again regain your peace of mind.

We are not a loan company, a collection agency nor a Consumer Credit Counseling organization, but work purely on your behalf to negotiate settlements at the lowest possible amount.

By reducing the total amount of unsecured debt owed, our average client can be debt free in just 20-35 months*. Our aim is to assist clients with a legitimate hardship, who are in over their heads with unsecured debt, and have no workable way out. Once out of debt  you can then learn how to maintain a debt free lifestyle so the same thing does not happen again.

We substantially reduce the amount of debt owed and eliminate your
debt quickly. We do not get you further into debt with consolidation
loans or just reduce the interest like most other companies.

Because we work purely for you, we keep your best interest in mind at all times! We get paid on the amount we save you and only after we have reached a settlement. You keep control of your money at all times in your own bank and do not send it to us, unlike most other companies that control what happens to your money. If you are not happy with a settlement you do not have to accept it, in which case there is no cost to you.

Benefits Of Debt Negotiation

Alternative to bankruptcy	Reduce your debt substantially
Be Debt Free in just 20 - 35 months*	You keep control of your money
Get effective help in dealing with creditors	We work for you, NOT the creditors
Regain control over your life	Pay us after a settlement has been reached
Get relief from the pressure of debt	We help settle your creditor judgments/liens

We have years of experience in settling debts.
Let us show you how we can eliminate your debts and become
DEBT FREE AGAIN...

Types Of Debt We Work With
We work with unsecured debts that have no type of asset attached to them such as a house or car, etc. Most consolidation loans or second mortgages are secured with assets. Debts we can work with include:

Credit Cards Unsecured Bank Loans Professional Fees Unsecured Lines of Credit Repossessed Vehicle Loans Dental Bills Collection Agencies

Merchant and Store Cards Hospital and Medical Bills Unsecured Business Debt Creditor Law Suits Collection Attorneys* Judgments and Liens*

* We work with these debts by negotiating settlements. We are not legal counsel and do not furnish any legal advice.

Types Of Debt We Don't Work With
We cannot work with loans that are backed by the government such as most student loans, SBA loans or loans that have assets attached to them.

Home Loans/Mortgages Automobile Loans (if you still have the car) Federally Guaranteed Student Loans Equity Credit Lines Any Loan Secured by Property

Child Support Utility Bills Phone Bills (there are exceptions) Unsecured debts totaling less than $10,000

If you are unsure whether a particular debt will qualify for this program please call one of our experienced and friendly debt counselors for a free consultation.

1-800-404-8687

Our Clients
The typical person joining our program is severely in debt or is finding it difficult, if not impossible, to keep up with their monthly obligations. This is usually due to a change in circumstance such as divorce, health problems, reduction in pay, loss of a job or other major financial problems. Many are already behind on payments, struggling to keep up with their commitments and near bankruptcy. Some have unsuccessfully tried other forms of help such as CCC programs, consolidation loans, etc. before coming to us.

How We Get Paid
To start the program we charge a one time set up fee. This is to cover the administrative costs and expenses of setting up your accounts. We also ask for a retainer, which will be applied to your first PBS settlement fees.  Your consultant will be able to cover this in greater detail with you.  There are no other start up fees, surprise charges, or monthly service costs.

The settlement percentage is based on a flat 25% of the amount we save you. As an example, if we have settled one of your cards and saved you $1000 on the amount owed, our fees would be 25% or $250 - you would save $750.  Aside from our one time setup fee, all fees are performance based.

We do not get paid until after the settlement has been reached so you always know exactly how much you have saved before you agree to the settlement. This ensures that we continue to do our best for you at all times and get you the best possible settlements.

Our average client can become debt free
in just 20 to 35 months*

Call Us Now
If you are struggling to make monthly payments, falling behind, using one card to pay off another and bankruptcy is looking like a reality, now is the time to call. It is our mission to get you out of debt and keep you there. We have helped many people just like you to become debt free and live a happier life , free from the stress and worry that accompany financial problems. Call us today to see if we can help you become debt free again.

Don't let yourself drown, do something about it today.

What our clients say - Testimonials

Find out what your Other Options are.

Take the first steps to becoming Debt Free Again.
Call for a FREE Phone Consultation today!
(800) 404 - 8687

*This is based upon following the guidelines following the program and an average individual's profile.