Credit Card Negotiation

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5. We start negotiations at the appropriate time with your creditors to obtain the best settlement that we can. Depending on your individual situation, this can be anywhere from 0 - 6 months to begin negotiations. On average, settlements usually range between 30 - 55% of the total debt. We stay in contact with you to ensure funds are available before a settlement is reached. All settlements are based on the funds available; we do not come to you requesting funds that we know you do not have. 6. The terms of the settlement are presented to you prior to the finalization of any settlement with your creditors. If you are happy with the settlement and you agree to the terms, we complete the agreement with the creditor and payment is made to eliminate the account at the reduced amount.

7. You will be paying your credit cards off one at a time which ensures that you see steady results. We still maintain negotiations with your other creditors. Once we eliminate a creditor, you pay our fees for that settlement. We then go on to the next creditor and so on, until you are debt free. Our average client can eliminate their debts in approximately 15 - 30 months using this highly successful method.

8. If you have any questions during the program, we have professional and experienced staff on hand to assist you. All negotiations are done in-house and all accounts are negotiated individually. We do not make bulk settlements like many other companies and so are able to get better results by giving you individual attention.

9. Creditors report to the bureaus that your account was settled for less than the full balance. You will receive a letter form them stating that no further money is owed.

We have over 5 years of professional experience in eliminating credit card debts and have helped hundreds of clients. Let us help you become debt free again.
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